AI now decides who gets a loan on their phone, checks for fraud on your account, and answers your banking questions. Scammers use AI too, to copy voices, make fake videos and write convincing messages. This free, short course helps you use digital money safely, spot scams and know your rights.

Who it’s for

Everyone who uses a phone, mobile money, a bank account or a loan app, including young people, parents, traders, farmers and older people. No technical knowledge needed.

What you’ll learn

• How AI is used with your money, for good and bad.
• How to use loan apps safely, and your rights as a borrower.
• How to spot scams and fake investments.
• How to recognise deepfakes and cloned voices.
• How to protect your accounts and mobile money.
• What to do and who to contact when things go wrong.

How it works

Six short modules, about 4 hours in total. Each lesson takes about five minutes on your phone, with quick practice and a short check at the end of each module. Practice activities use made-up people and companies; real examples come from regulators, courts and trusted reports.

This course does not give personal financial advice or recommend any company.

Certificate

Finish all six modules to earn a certificate of completion and a badge you can share.